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Annual Benefits

Benefit Days, Coinsurance, Deductible Amounts

2021

Benefit Days Patient Responsibility Do These Days Renew?
  • Hospital
  • 150 Total Benefit Days
  • 1-60 Deductible
  • 61-90 Coinsurance
  • 91-150 Lifetime Reserve (LTR)
  • $1,484 Deductible
  • $371 Per Day
  • $742 Per Day
  • 1-90 Renew after 60-day break from hospital admission or skilled nursing care in a SNF
  • LTR Days do not renew
  • Psychiatric Hospital
  • 190 Lifetime Days
  • Same as Hospital
  • Do not renew
  • Skilled Nursing Facility (SNF)
  • 100 Benefit Period Days
  • 1-20 Paid in full
  • 21-100 Coinsurance
  • Paid in full
  • $185.50 Per day
  • Renew after 60-day break from hospital admission or skilled

 

2020

Benefit Days Patient Responsibility Do These Days Renew?
  • Hospital
  • 150 Total Benefit Days
  • 1-60 Deductible
  • 61-90 Coinsurance
  • 91-150 Lifetime Reserve (LTR)
  • $1,408 Deductible
  • $352 Per Day
  • $704 Per Day
  • 1-90 Renew after 60-day break from hospital admission or skilled nursing care in a SNF
  • LTR Days do not renew
  • Psychiatric Hospital
  • 190 Lifetime Days
  • Same as Hospital
  • Do not renew
  • Skilled Nursing Facility (SNF)
  • 100 Benefit Period Days
  • 1-20 Paid in full
  • 21-100 Coinsurance
  • Paid in full
  • $176 Per day
  • Renew after 60-day break from hospital admission or skilled

 

2019

Benefit Days Patient Responsibility Do These Days Renew?
  • Hospital
  • 150 Total Benefit Days
  • 1-60 Deductible
  • 61-90 Coinsurance
  • 91-150 Lifetime Reserve (LTR)
  • $1,346 Deductible
  • $341 Per Day
  • $682 Per Day
  • 1-90 Renew after 60-day break from hospital admission or skilled nursing care in a SNF
  • LTR Days do not renew
  • Psychiatric Hospital
  • 190 Lifetime Days
  • Same as Hospital
  • Do not renew
  • Skilled Nursing Facility (SNF)
  • 100 Benefit Period Days
  • 1-20 Paid in full
  • 21-100 Coinsurance
  • Paid in full
  • $170.50 per day
  • Renew after 60-day break from hospital admission or skilled

 

Year Deductible Coinsurance LTR SNF Coinsurance Part B Deductible
2019 1,346.00 341.00 682.00 170.50 185.00
2018 1,340.00 335.00 670.00 167.50 183.00
2017 1,316.00 329.00 658.00 164.50 183.00
2016 1,288.00 322.00 644.00 161.00 166.00

 

Last Updated Tue, 08 Dec 2020 14:25:35 +0000